Month: February 2021

2021 Friedrich-Ebert-Stiftung (FES) Doctoral Scholarship Programme in Germany.

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The promotion of young talent has been one of the founding principles of the FES.

At the time when Friedrich Ebert was elected as the first president of the Weimar Republic, it was almost impossible for talented children from socially disadvantaged backgrounds to study at universities or take part in research programmes. With the foundation of the Friedrich-Ebert-Stiftung in 1925, the first scholarships were awarded to particularly talented young individuals from a working class milieu who were taking an active part in the young democracy of the Weimar Republic.

To address social disadvantages by supporting students who actively work for freedom, justice and social cohesion in their commitment to social democracy, or will do so in future, continues to be one of the aims of the FES.

Eligibility criteria

The FES supports

  • all academic subjects
  • students from public or state-approved universities and from universities of applied sciences/polytechnical colleges (FH)
  • postgraduate programmes(PhD)

The FES does not support

  • second degree courses
  • study visits outside Germany
  • final phases of academic studies
  • postgraduate courses in medicine

Requirements

For the FES, service to the common good deserves recognition. It is therefore not only the applicants’ academic achievement but their social and political involvement and personal attitudes that play an important part in the selection process.

This year, about 2.700 students and postgraduates will receive a grant from FES.

International Students
The FES also supports foreign applicants who are already studying, or doing their postgraduate studies, in Germany at the time of application. Up to 40 students from Africa, Asia, Latin America and Eastern Europe may qualify for the scholarship programme every year with the exception of those who are already receiving some support from public sources.

Timeline

Please note that the FES can only award scholarships to applicants from abroad who have already enrolled in a German university or have a supervisor for their doctoral studies.

Students are expected to be living in Germany before they apply and have to provide proof of an adequate command of the German language by submitting a language proficiency certificate

  • “Deutsche Sprachprüfung für den Hochschulzugang” passed with at least DSH-2
  • the “Test Deutsch als Fremdsprache” passed with at least level 4,”
  • “Telc C1 Hochschule”,
  • the “Deutsche Sprachdiplom der Kultusministerkonferenz Stufe II” or
  • the “Zertifikat C 1” of the Goethe-Institut.

– supplementary sheet.

At the time of application, foreign students should be able to submit proof of their initial academic achievements/marks with the exception of those enrolled in Master or other postgraduate programmes.

Applications will be accepted no later than

  • diploma / magister / state examination: by the end of 6th semester
  • Bachelor/ undergraduate programmes: until 3 semesters before finishing the standard period of study (if 6 semesters by the end  of 3rd semester; if 7 semesters by the end  of 4rd semester)
  • postgraduate/ Master programmes: by the end of 1st semester

Since foreign scholarship holders will receive an extensive social and political side programme, German language proficiency is crucial even when the study programme itself (M/B) is carried out in English.

We do not support foreign students from Western European countries at present, but only those from the developing countries of Asia, Africa, Latin America and Eastern Europe.

Benefits:

Foreign scholarship holders receive:

  • 650 € per month (basic scholarship programme) / 1000 € per month (graduate scholarship programme)
  • 276 € of family allowance, if applicable
  • refund of health care costs
  • any income exceeding 400 € per month will be credited against the scholarship.

Expectations:

FES expects scholarship holders:

  • to participate in extra-curricular seminars and activities of FES campus groups on a regular basis
  • to achieve above-average results in their degree courses
  • to continue and intensify their socio-political commitment.

At the end of each term, a semester report has to be submitted to FES which describes the scholarship holder’s current academic performance and his/her social engagement.

The Procedure

  • duration of application process:
    4-7 months
  • mode of application:

1. self-application

Please use the “Online-Bewerbung” on the Internet – in German only!supplementary sheet

2. individual interviews
In a second step, selected candidates will be invited to two individual interviews. The first interview will be conducted by one of the lecturers from the FES, and the second interview by one of the members of the FES scholarship committee (AWA). Two reports are written on the basis of these interviews and presented to the AWA.

3. discussion and final decision by the AWA
The AWA will eventually make a final decision about your application. The AWA is an independent body composed of university lecturers as well as other persons from the fields of science, politics, art and media. The committee meets at least three times a year. The AWA will discuss every application at great length and then make the final decision.

4. written notification

You will be notified of the AWA’s decision.

Application Deadline: Varying by program

Click Here to Apply

2021/2022 Fully Funded Swedish Institute Scholarships for Global Professionals (SISGP) for Master’s Level Studies in Sweden

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Do you have the ambition to become a future leader within the sustainable development on a global platform? Then you might be who we are looking for. Global Professionals is a highly sought after, fully-funded international scholarship programme for master’s studies in Sweden.


The SI Scholarship for Global Professionals
 aims to develop future global leaders that will contribute to the United Nations 2030 Agenda for Sustainable Development and contribute to a positive and sustainable development in their home countries and region.

The programme is funded by the Ministry of Foreign Affairs. It offers you a unique opportunity to develop both professionally and academically, experience Swedish society and culture, and build a long-lasting relationship with Sweden and other scholarship holders. Usually 4-6% of the applicants are awarded a Global Professionals scholarship.

Important information

Criteria

Country of citizenship

You must be a citizen of a country that is eligible for the scholarship programme. Read more about country of citizenship.

Read more about country of citizenshipUniversity admissions

You must be liable to pay tuition fees to Swedish universities, have followed the steps of university admission, and be admitted to one of the eligible master’s programmes by the 9th of April 2021.

Read more about our criteria regarding University Admissions.Other eligibility criteria

There are also other conditions regarding dual citizenship, previous residence and studies in Sweden, and more.

Note: Some criteria for priority SI scholarships differ depending on the home region of the applicant.

Read more about other eligibility criteria.Work experience

You must have a minimum of 3,000 hours of demonstrated work experience.

Read more about the criteria for work experience.Leadership experience

You must have demonstrated leadership experience from your current or previous employment or civil society.

Read more about the leadership experience criteria.Master’s programmes

The master’s studies must be eligible for SI scholarships. We give the highest priority to specific subject areas.

Read more about the eligible master’s programmes.

Benefits

  • SI fully covers your tuition fees to the Swedish university you are attending. This is paid directly by SI at the beginning of each semester.
  • You will receive a regular payment of SEK 10,000 to cover your living expenses throughout the scholarship. This payment is given monthly throughout the scholarship period.
  • Insurance against illness and accident.
  • Membership of the SI Network for Future Global Leaders(NFGL) – a platform to help you grow professionally and build your network while in Sweden.
  • After your scholarship period has ended, you gain membership to the SI Alumni Network. As a member, you get a unique opportunity for continued networking and to further develop yourself professionally. The local networks exist worldwide and currently consist of over 15,000 talented alumni from over 140 countries.
  • For Bangladesh; Bolivia; Brazil; Cambodia; Cameroon; Colombia; Ecuador; Egypt; Ethiopia; Gambia; Ghana; Guatemala; Honduras; Indonesia; Jordan; Kenya; Liberia; Malawi; Morocco; Myanmar (Burma); Nepal; Nigeria; Pakistan; Peru; Philippines; Rwanda; Sri Lanka; Sudan; Tanzania; Tunisia; Uganda; Vietnam; Zambia; Zimbabwe the scholarship also includes a travel grant of SEK 15,000 for the entire study period. This is a one-time payment and does not apply for students already living in Sweden.
  • For Armenia, Azerbaijan, Belarus, Georgia, Moldova, Russian Federation, Turkey or Ukraine. The scholarship also includes a travel grant of SEK 10,000 for the entire study period.This is a one-time payment and does not apply for students already living in Sweden.

The scholarship does not cover:

  • Additional grants for family members.
  • Application fee to University Admissions.

Required documents

You should only submit the required documents listed below in your online scholarship application. We will not consider any other documents than the required ones. You must complete your application in English. Use our forms and templates provided below and complete them according to the instructions both below and in the forms, or else your applications will be disqualified. Kindly note the length limitation for your answers and the documents.

Documents for the scholarship application (2021/2022): 

Motivation Letter Form SISGP_SISSA 2021-2022

CV form SISGP_SISSA 2021-2022

Letter of Reference Form Global Professionals 2021-2022

Proof of Work and Leadership Experience Form Global Professionals 2021-2022

A complete application consists of:

  • Motivation letter
  • CV
  • Letters of reference
  • Valid and completed proof of work and leadership experience
  • Copy of your valid passport

Note: Your application will be disqualified if any of the required documents above is missing.

Application Deadline:  18 February 2021

For More Information:

Visit the Official Webpage

Underwriting Manager Vacancy

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JOB DESCRIPTION

The Forward Underwriting Manager manages three supervisors, Wholesale Supervisor, Retail Supervisor, and Outsourcing Supervisor. These three roles directly supervise the teams of underwriters who underwrite forward mortgage loans in accordance with established policies and procedures and appropriate guidelines. This role is responsible for the overall management of the Forward Underwriting function, driving continuous improvement in results and associated processes, and coaching and developing staff. This role reports to the VP of Lending Operations and can be located remotely from anywhere in the U.S.

Job Duties

  • • Monitor the forward loan pipeline and implement smooth processes for the assignment of loans to ensure prompt underwriting decisions, handling of i sues, and escalations as needed.
    • Assist in prioritizing rushes, conditions and newly submitted loans to meet required turn times.
    • Provide advice and support when a final decision i s difficult, marginal and/or assistance i s needed on appraisal issues.
    • Oversee the manual underwriting or the validation of automated findings on Conventional and government loans.
    • Upon rejection of a loan, work with Supervisors and/or Team Leads to ensure that all appropriate options have been explored.
    • Coordinate resolution of Post Closing issues.
    • Develop and communicate Key Performance Indicators (KPI) to drive for continuous improvement.
    • Participate in regular meetings with the Sales team to represent the Underwriting function, solicit feedback on performance including issues and concerns, and respond appropriately with plans and actions to address concerns.
    • Communicate company goals and objectives to the Forward Underwriting team so that team members can translate these into individual goals and priorities.
    • Communicate team needs, successes, and opportunities for improvement to the VP Lending Operations in regular connects.
    • Ensure that Underwriters are continuously improving their knowledge, skills and proficiencies including:
    • Current guidelines on products including various investor requirements
    • Knowledge of new programs
    • Insights gained from Post Closing or audit findings
    • Loan Origination System
    • Work with Human Resources to plan and manage to appropriate staffing levels given actual and anticipated demand, attract and hire new staff, coach and develop others, ensure pay, bonus, and recognition programs are effective to attract and retain staff, ensure proper recording of overtime and l eaves within the department, and address performance issues as needed.

 

MINIMUM QUALIFICATIONS

• Bachelor’s degree in a relevant field or equivalent experience
• 5 – 8 years of Underwriting experience in the mortgage industry
• 3 – 5 years of leadership experience
• Experience working with licensed loan officers
• FHA Direct Endorsement/VA LAPP

QUESTIONS FROM THE EMPLOYER

You will need to answer the following questions when you apply to this job.

• Does the candidate have a DE or LAPP/SARS designation?
• Full Name
• What is your city/state of residence?
• Contact Email
• Best Contact Phone
• What is your availability to start?
• What is your candidate’s salary expectations?

Tales From the Online Marketing Crypt 10 – Playing the Dangerous Comparison Game on Social Media

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By Susan Friesen 

The Truth Behind the Social Media Gurus They Don’t Want You to Know

I’m sure we’ve all done it. Compared ourselves to the seemingly successful people that showcase their achievements on social media.

But… it sure can be a dangerous slippery slope…
You start to question yourself.

Wonder if you’re doing the right thing.

Second guessing your business and marketing strategies and thinking the grass is definitely greener on that other side of the fence.

Then the snowball builds and starts to affect how you show up in your business.

You’d rather be doing household chores than facing your to-do list.

You lose your enthusiasm for building a business at all.

You begin to think of yourself as a failure. Not worthy of success. Something must be wrong with you. Why even bother?

All because you compared yourself to the fairy tale poster children of success on social media.

The truth is every business owner has their trials and tribulations.

They all struggle in one form or another.

They’re just not letting you see that darker part of running a business.

They want you to see nothing but their successes so your impression of them is always going to be favourable.

Heck, I certainly don’t air my dirty laundry! And it’s not because I want to hide any truths from you, or be authentically transparent, it’s because it really isn’t newsworthy.

It isn’t newsworthy because it’s common.

Building a business has its ups and downs.

We all have challenging clients who won’t pay their invoices for services rendered or products received.

We all have challenges with people not showing up for scheduled appointments and ghosting us afterwards.

We all have difficulties hiring new team members, struggling to find the perfect balance between skill, enthusiasm and being in alignment with our values.

And yes, I do question myself often especially in the hiring department: Am I asking the right questions? Am I vetting deep enough to be able to foreshadow what lies ahead if I hire this person? Am I paying enough to keep them motivated to stay? Am I communicating in a way that inspires them to want to do an exceptional job with every task assigned? The list goes on.

But I don’t air these questions on social media. It’s simply not something I want to bring up and receive hundreds of opinions from people who don’t know anything about our business model and situation.

I have, however, consulted HR professionals because this is their area of expertise!

My point in all of this is to caution you against comparing yourself with others on social media.

You will never get the full story of what they are going through just from reading their posts. Even the ones who say they are being fully transparent? Trust me, they’re not sharing everything.

At the end of the day, every business owner is trying to operate a business and make enough profit to be sustainable. They aren’t going to air their dirty laundry for all to judge.

In fact, there are some “gurus” out there who are downright misleading in what they reveal on social media. I know because some of them have hired us to work with them. And it wasn’t pleasant.

They present a false visage of being wealthy, living the high life, having a successful business that allows them to travel often and enjoy the epitome of what an entrepreneur aspired to be.

But that’s not what’s really going on.

From my experience of working with such gurus:

 

  • They always want to pay less than my going rate, citing it should be a privilege to work with them and the exposure alone will get me more clients. Not.
  • They rarely pay their invoices on time. Some don’t pay for months. Some end up filing for bankruptcy and don’t pay at all.
  • They often operate on a “launch” business model where it’s feast or famine. They spend a lot of money launching a new product or program and rely on its success to be able to pay the pile of bills that were racked up.
  • If it was successful, they happily pay and feel good about their generosity. If the launch did not yield their desired results, then they won’t pay their bills and blame everything and everyone else but themselves for it.

And all through this, they are boasting on social media about their latest accomplishment and offering “wise” advice on how to operate a successful business.

Now not everyone is as sinister as what I just described. There are others who appear to have amazing, successful businesses and most likely they do!

But comparing yourself to them is also an exercise in futility because:

 

  • They are not revealing all of the hard work it took them to get to this point of success. They can’t possibly do this, or it would be a full time job just reporting in!
  • They have spent countless hours putting in the hard work long before they could call their business successful. It didn’t happen overnight for them nor should you think it should for you.
  • They have a team that supports them. Whether it’s a trusted advisor, employees, and other resources in specific areas of expertise, they are not building a successful business all by themselves. I guarantee it.

So I caution you please, before you start comparing your business to someone else’s, realize you do not know the whole story. You do not know the trials and tribulations they’ve gone through, the lawsuits they might be facing, the threat of bankruptcy nipping at their heals or anything else they are choosing not to disclose on social media.

But what you can do is:

 

  • Be in competition with yourself. That’s how I have always operated. Each day I ask how I can be more efficient? What can I do to attract more of our ideal clients? How can I serve my team so they feel valued? What do I need to do today to ensure all bills are paid?(Remember I’m the over-achieving badge earner it’s in my DNA to be competitive and the best competitor is myself.)
  • Have a plan. Running a business without doing your due diligence and planning first is like building on a foundation of quicksand. Make sure your business vision is viable by having a business and marketing plan in place that demonstrates your vision is also profitable.
  • Spend wisely. It’s overwhelming how many choices there are today when it comes to setting up your business systems. There are dozens of newsletter service providers, hundreds of social media management systems, thousands of web hosts and on and on and on. Before jumping into what appears to be an amazing deal, ask someone who knows that space first to get qualified insights based on your individual needs.
  • Don’t try to do it alone. You will be setting yourself up for disappointment if you do. The more you try to do things that are outside of your area of expertise, the longer and more costly it will be for you to reach your business goals.
  • And if you’re thinking you’ll spend some money now to learn what you need to know, that’s a perfect example of what I’m talking about. (BTW, often it’s these gurus who are selling these programs on how to build a successful business that I referenced above.)

There’s a lot of hard work that goes into running a business. And the last thing you need is to get disenchanted with all the positive posts and grandiose imagery you see on social media.

Sure, use that as inspiration for you if that’s what you want to attain, but know there’s always more lurking behind the curtain that will never be revealed. Right Wizard of Oz fans?

To your business success,

Susan

Susan Friesen, founder of the award-winning web development and digital marketing firm eVision Media, is a Web Specialist, Business & Marketing Consultant, and Social Media Advisor. She works with entrepreneurs who struggle with having the lack of knowledge, skill and support needed to create their online business presence.

As a result of working with Susan and her team, clients feel confident and relieved knowing their online marketing is in trustworthy and caring hands so they can focus on building their business with peace of mind at having a perfect support system in place to guide them every step of the way.

Visit here and download your FREE “Ultimate Guide to Improving Your Website’s Profitability – 10 Critical Questions You Must Ask to Get Maximum Results”.

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